Simplify Your Financing with Chattel Mortgage

High Rate of Approvals

Transparent Guidance

Effortless Experience

Finance Facilities up to 1 Million

Empower Your Business with Chattel Mortgage

Our vehicle chattel mortgage solutions provide flexible financing tailored to your needs, unlocking tax benefits and paving the way to ownership. Drive your business forward with confidence and control.
Explore our vehicle chattel mortgage options today.

1

Ownership: Own the vehicle from the start, allowing you to claim depreciation and access other ownership-related tax benefits.

2

Flexible Terms: Enjoy flexible repayment schedules designed to match your business cash flow.

3

Tax Deductions: Claim tax deductions on interest charges and vehicle depreciation, potentially leading to significant savings.

4

Preserved Cash Flow: Spread the cost of the vehicle over time, keeping cash flow available for other essential business expenses.

5

Asset Security: The vehicle serves as security for the loan, reducing the lender's risk and potentially securing more favourable interest rates.

6

Choice of Vehicles: Select the make, model and specifications of the vehicle that best suit your business needs.

7

Ownership Benefits: As the vehicle owner, customise, modify, or sell the vehicle at any time, accessing flexibility and control over your assets.

8

Potential GST Benefits: Depending on your circumstances, claim the GST included in the vehicle's purchase price upfront, leading to immediate cash flow advantages.

Explore our chattel mortgage options and secure the vehicle financing that gives you control and tax benefits. Begin your journey to ownership with SmallBiz Fleet Finance. Reach out to us today!

Empower Your Business with Chattel Mortgage

Our vehicle chattel mortgage solutions provide flexible financing tailored to your needs, unlocking tax benefits and paving the way to ownership. Drive your business forward with confidence and control.
Explore our vehicle chattel mortgage options today.

Explore our chattel mortgage options and secure the vehicle financing that gives you control and tax benefits. Begin your journey to ownership with SmallBiz Fleet Finance. Reach out to us today!

Beyond Ordinary Loans!

  • Ownership

  • Flexible Terms

  • Tax Deductions

  • Preserved Cash Flow

  • Choice of Vehicles

  • Ownership Benefits

  • Asset Management

  • Potential GST Benefits

Securing Your Chattel Mortgage

Simple Steps to Vehicle Ownership

Car Selection

Select Your Car

Share the specifics of the vehicle you want and your personal details to get started.

Apply Away

Submit Application

Provide necessary documents and details to start the financing process.

Get Approved

Fast Approval

Get approved within 2 hours or up to 2 days, depending on your chosen finance provider.

Drive Away

Complete Ownership

Finalise the paperwork, claim immediate ownership, and drive your vehicle home.

Why We Stand Out?

Discover Why SmallBiz Fleet Finance is the Smart Choice for Chattel Mortgages

Ready to Drive Your Business Forward?

Have Any Questions?

  • A chattel mortgage involves the lender providing funds for you to purchase a car, with the vehicle serving as collateral. You take immediate ownership, and once the loan is repaid, the vehicle is fully yours.

  • A chattel mortgage is specifically designed for business purposes, requiring the vehicle to be used primarily for business (at least 50% of the time). In contrast, a conventional car loan does not have this requirement and can be used for personal vehicles.

  • For vehicles used for business purposes, you may be eligible to claim tax deductions on the loan's interest charges and the vehicle's depreciation value, up to the Depreciation Limit set by the Australian Tax Office.